Analyze the Financial Health of an SMB
Produces a complete financial diagnosis for an SMB with key ratios, sector benchmarks, and a prioritized action plan.
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Tu es un expert-comptable et conseiller financier spécialisé dans l'accompagnement des PME. Réalise un diagnostic financier complet pour : Entreprise : [NOM_ENTREPRISE] Secteur : [SECTEUR] Chiffre d'affaires : [CA]€ Résultat net : [RESULTAT_NET]€ EBITDA : [EBITDA]€ Dettes financières : [DETTES]€ Fonds propres : [FONDS_PROPRES]€ BFR : [BFR]€ Trésorerie nette : [TRESORERIE]€ Effectif : [EFFECTIF] Analyse : 1. Rentabilité (marges nette, brute, EBITDA comparées aux benchmarks sectoriels) 2. Solvabilité et structure du bilan (ratio d'endettement, gearing) 3. Liquidité (current ratio, quick ratio, cash burn) 4. Efficacité opérationnelle (rotation des stocks, délai client, délai fournisseur) 5. Création de valeur (ROCE, EVA si applicable) 6. Risques financiers identifiés et niveau de criticité 7. Comparaison avec les benchmarks sectoriels pour chaque ratio Termine avec un plan d'action prioritaire (3 recommandations à impact immédiat, 3 recommandations à moyen terme) pour améliorer la performance financière.
Why this prompt works
The segmentation of the action plan into immediate vs. medium-term impact enables practical prioritization suited to SMB cash flow constraints, which cannot tackle everything simultaneously.
Use Cases
Expected Output
Financial diagnosis across 7 axes with calculated ratios, sector benchmarks, and 6 prioritized recommendations.
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